ADITYA BIRLA SUN LIFE BAL BHAVISHYA YOJNA - Direct Plan - GROWTH

Aditya Birla Sun Life Mutual Fund

Solution Oriented Scheme - Children’s Fund

Higher than todayLower than todayTodayBest dayNot a SIP date

Each SIP date shows its full-history XIRR. Green dates were higher than today’s date; red dates were lower. Weakest to strongest across all 28 is 0.26 pp, and the deeper the fill, the further from today’s figure that date sat. Tap a date (1–28) to compare it with the named day; that does not change the answer.

The 22nd

Thin edge

The 22nd had the highest full-history XIRR for this fund. Dates in this fund have differed by up to 0.26 pp, but not consistently, so the pattern may not hold.

Missing one instalment costs more than picking this date over a typical one.

This fund has 91 months of history, fewer than eight years. A spread of 0.26 pp is hard to tell apart from the noise a history this short produces, so this verdict reflects the length of the history as much as the fund.

For a notional ₹10,000 monthly SIP, the highest- and lowest-value dates (the 22nd and 10th) ended ₹8,853 apart on ₹9.1 lakh invested, 0.6% of the ₹13.8 lakh it grew to, over 7.6 years.

The highest and lowest XIRR were on the 22nd and the 9th.

I SIP on theDoes not change the named day.