Union Largecap Fund - Direct Plan - Growth Option

Union Mutual Fund

Equity Scheme - Large Cap Fund

Higher than todayLower than todayTodayBest dayNot a SIP date

Each SIP date shows its full-history XIRR. Green dates were higher than today’s date; red dates were lower. Weakest to strongest across all 28 is 0.16 pp, and the deeper the fill, the further from today’s figure that date sat. Tap a date (1–28) to compare it with the named day; that does not change the answer.

The 22nd

Noise

The 22nd had the highest full-history XIRR for this fund. The 28 dates sit close enough together that the difference between them is noise rather than a date effect.

Missing one instalment costs more than picking this date over a typical one.

For a notional ₹10,000 monthly SIP, the highest- and lowest-value dates (the 1st and 27th) ended ₹9,188 apart on ₹11.2 lakh invested, 0.5% of the ₹17.8 lakh it grew to, over 9.3 years.

The highest and lowest XIRR were on the 22nd and the 9th.

I SIP on theDoes not change the named day.

What to keep in mind

The date with the highest return and the date that ended with the most money are not the same date here. When two measures of the same question disagree, the difference between the dates is noise.